Can one lose belly fat just by having low carb diet or need to do cardio exercise? suggest some easy tried and worked exercise. Thanks.

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You need exercise. Unfortunately, you can’t target fat in one area of your body, it just doesn’t work like that. I sure wish it did, though! As you build muscle you’ll see fat reduction throughout your body.

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HIIT

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Also crunches and jogging have helped me lose belly fat along with eating less

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You can lose belly fat just doing the low carb for shee but it’s def beneficial to combine with excersise to lose faster