At what point...?

St

My husband and I have been TTC for a little over a year and a half. I’ve tracked fertility every month and had one failed <a href="https://glowing.com/glow-fertility-program">IUI</a>, and then a natural bfp result few months later ended in miscarriage back in February. My husband has been checked and he’s fine, so apparently it’s me. At what point do you decide it’s time to see a fertility specialist? I’m so afraid that they will say I need <a href="https://glowing.com/glow-fertility-program">IVF</a> and I know my insurance doesn’t cover it and I can’t afford it. Then I guess at what point do I admit defeat and stop trying, you know. 😔