I'm a second year sophomore in college working hard to get my bachelors degree in early childhood education. this year money is tight and my school basically screwed me over.. now I am 4,000$ short on my bill. loans won't help me cause of my credit, and I don't have family to help me. many of my friends told me I should do a go fund me page... I'm nervous to make one cause I never liked asking people for money, I like to work to get it myself! should I make one or is that a bad idea?