cord fell off but...

Am

her belly button looks a little worrisome to me...

there seems to be a little scab on the inside and there is a big light brown looking area. Sorry if this is hard to explain thats why I shared a picture... Os this normal? No fever, no reddness on her belly and, nothing oozing from it...

*edit* forgot to aay that her cord just fell off this morning and my oldest is 2 so it has been a while since I have seen a fresh belly button! Thanks for all your help and comments ❤

*edit #2* how my dr works is that I call and talk to a nurse then it takes at least 24hrs before getting a phone call back unless nurse thinks it is an emergency then nurse just makes the decision to tell me to take my daughter to the hospital, urgent care or, to come into the office asap...