Chances of being pregnant?

Ok so my bf and I dont see each other often (1-2 a month if we are lucky) as we live a few hours apart and I have kids and he has a roommate. He was down 3ish weeks ago and we got BUSY... He unloaded inside me twice before and day of ovulation. Well fast forward to now, I am 5 days late. Been feeling like i am on my period with cramping for the whole 5 days. Sunday I felt the emotional rollercoaster like I was for sure gonna be on my period the next day but that feeling is gone now. Just an uncomfortable pressure and off n on cramping now. I dpmt produce high levels of HCG until about 8 weeks in and domt have a ton of money to take all the tests id like to lol im gonna test Friday if I havemt gotten my period by then but im curious. Could I actually be pregnant?? 👀