My clit has always hurt

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Okay so I’ve always masturbated. My clit has always just hurt when I touch it and not feel good at all- so much so that I assumed it wasn’t actually where the clit was.

Even when I touch it or guy touches it it just hurts.

I don’t know what to do because I’m reading about how 75% women need clitoral stimulation for orgasm and I’ve never had an orgasm.

Anyone else have this?