Need support from people in this situation

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My husband and I tried for baby #1 for 2 years. He got a semen anaylsis and the first 1 came back a zero count and the 2nd one they said they found ONE sperm. We now have called urology and the earliest appointment is in 3 months. We are devastated and its weighed heavily on us. Like most, our insurance won't cover anything so financially its already stressing me out. Who has been through this? How do you stay positive? Any advice?!