Stressed about finances. Anyone else??

Question

Anyone else just super stressed about overall finances once baby arrives?? We will have doctor bills, hospital bills, a bigger insurance bill each month, car payment, yadda yadda yadda. We would like to buy a house sometime next year, but have no idea how we are going to afford that here in Denver where real estate is just STUPID!!Plus don’t even get me started on child care prices. 😩 
And yes I knew this would be the case, but now that it’s all coming up, I’m just freaking stressed on top of being extremely emotional.

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I worry every day about the day care costs and food and clothing. I feel like I will never move out to someplace on our own. Baby was a bit of a surprise so it’s just been a transistion

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I totally understand! We are going down to just 1 income as I will be leaving my job. But child care in Minneapolis is SO expensive it doesn’t make much sense for me to work. The money i’d take home after childcare isn’t worth it.

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I'm literally going to have $3.30 in my account when I pay all of November's bills and I don't have an income at all anymore I had to stop working in September. My husband says he'll give me money each month to pay my bills but I'm so upset that I can't pay them myself. My dad promised he would fix my car so I could sell it before I stopped working, but here we are, a month after I stopped working and the car hasn't been touched so I can't sell it and I'm out of money! Super duper stressed! If I sold that car I would have money for 20 months worth of bills.

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Yes! Husband has quit 2 jobs since August and is making $10/hour when the first job he quit he was making $18! We are also having insurance issues so we might be paying out of pocket for all of our doctors appointments and hospital bill 😳😳😳

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I live in Ontario, Canada where the average house price is $600,000. I make minimum wage ($14/hr) and hubby only makes $16/hr. We rent a main floor of a home which costs $1750 a month. Now that I’m on maternity leave we’re finding it almost impossible to afford our bills. Obviously his income alone can’t support us. He makes $32,000 a year. We have two other children with our last one on the way. We thought I’d be able to work almost until delivery date but I ended up with a few issues that made me have to leave in September. I wish we could afford our own home but realistically, living where we live it’s just not gonna happen unless we make at least $70,000 a year. It’s putting a strain on our relationship. We can barely afford food. His parents paid our rent for the last two months. Ugh. Don’t know where we went wrong but it’s a major stressor.

Answer

I live in the San Francisco Bay Area, it’s definitely my #1 worry. We both have great jobs and pay, but that doesn’t mean much here. $117K/yr for a family of four is considered low income in SF. There will be lots of sacrifice if we can afford to buy a house ever.

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Yep! Every time I wake up to pee at night I start thinking about it! I plan on working overnights and weekends and my boyfriend will work weekdays.. praying it works out this way!! Wish we could just win the lotto or something lol!

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I'm right here with you. I've been stressing over how to adjust my budget and how much leave I can take with factoring in child care costs. I hate the stress it's brought

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I thought we had a decent plan for money but found out we’re pregnant with twins.... so now things are more tight and stressful than we thought they would be.

Stressed about finances. Anyone else??

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