To try or not to try

Okay this is my dilemma, my boyfriend, the love of my life, want to start trying to have a baby.. but anytime I mention it to anyone else they go on and on about how we better get married first and we better not have a baby if we don’t get married. Don’t get me wrong, we totally would but right now I’m going to college for some classes and if we get married they will take into account his income (he makes a lot) which will leave me unable to pay for college(because while yes he makes a lot, we have lots of bills and college is expensive lol) not to mention I only work part time at a daycare. My mom and his mom are both very supportive of our decision but it seems like everyone else just tells us we’re not doing the “right” thing. It’s really becoming a stressor. I wanna know y’all opinion.