Best way to buy a house?

Question

I need advice on where to start when looking for a house. Best person to talk to about it?
Should we rent until we get out debt down or should we try for a house and not throw away all the rent money?
Any suggestions of what to do or what you wished you one would be amazing! 
Have an amazing day.

Answer

Your best bet is to talk to a mortgage loan officer at a local bank. They will do consultations where you can go over your current financial state and the mortgage options available. They can also advise on what you need to do to get where you need to be to buy a house. When you’re ready to buy, get pre-approved. It’ll help you to know what price range to shop in.

Answer

Check your credit score and pull a copy of your credit report. What debts do you have outstanding? What’s in collections? What negative ratings do you have, if any? What are your other monthly expenses such as cable, WiFi, cell phones, utilities, groceries, etc. 
You should know all this or at least have a really good idea before going to speak with a mortgage broker. The broker will help you figure out how much of a loan you’ll qualify for and what type of loan options are available you. She/he will guide you on how much you need for a down payment, closing costs, what you need to fix on your credit (if anything) and how to pay down existing debts. 
Keep in mind though when you buy a house it’s more than just the mortgage. You have to figure in taxes, homeowner’s insurance, potential mortgage insurance, etc.

Answer

Look at loans available. There are some first time homebuyer ones that dont require a down payment but most require 20 percent down or you pay ppi which is insane. You should have money saved up before you buy a house so incase something happens you at least have a little security fund

Answer

I would speak to a lender in your area. They can look at your credit and calculate what you can afford and tell you whether you can even buy with your debt.  If you want kids keep schools in mind!

Answer

Talk to a realtor or mortgage office

Best way to buy a house?

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