Did any of you ladies not get a BFP until you were two weeks late meaning all test before BFP at two weeks were negatives?

I’m 7 days late with 2 BFN. I have had light cramping with bloating on and off again for the past 6 days still no AF or positive test. My breast tho have zero tenderness which is odd even if it is a period just really late.

Just wondering if this month is just a missed period or maybe getting a positive is taking some time.

Also my period last month was early is there a chance I ovulated late this month?