All of the money I received for Christmas will be going towards my credit card that I used to buy Christmas presents 🤦‍♀️. I make $1200/month nannying + what my husband sends me. He pays every bill except for food, my student loans and my phone. I have $2,000 dollars of CC debt since having our son 2 years ago. It's embrassing and so so stressful. My husbsnd gave me $2,000 in October to help bring the bill down from $3,500. I feel like I have this dirty little secret of having no savings and only $80 in my checking account right now. So glad my Master's degree paid off.... not 🙄🙄. So 1) How do I deal with the stress? And 2) How do I make more money?? I'm going to start transcribing again. MLM is not working out for me. I keep breaking even.