Paying for labor and delivery


Does anyone else’s OB charge them the entire pregnancy plus l&d before they have the baby? This office is trying to charge me $315.16 a month for the first 5 months of my pregnancy it would have to be paid in FULL or I cannot be seen there. All of the offices close to me are doing this. I didn’t have this with my son. I have to drive 45 minutes to a hospital to have this baby now. Mind you I had my son start to finish in 3 hours so who the hell knows how fast this labor will go so I’m TERRIFIED of being that far away from my hospital. My last labor they just billed me afterwards for everything and we paid it in payments. How can they be billing me for services before they perform them and before they even bill my insurance company??