Engagement and more

Di

I had a discussion with my boyfriend 6 months or so ago about getting engaged or whatever our next step is. Back story. Been together 5 years and lived together 4. There is no abuse of any kind. He’s a good person. Back to story so he said at the time it was a piece of paper and we aren’t financially ready. I sat on this for a few days and was like just a piece of paper? Now months later about a week or so ago I mentioned engagement again. He said he’s scared and doesn’t know why. (I call bs, he knows but why won’t he tell me). So after this complete agonizing week of thinking about it over and over I need to talk to him. But what do I say? I don’t want an argument. Just the truth. Whatever it is. Help.

I also asked when he wants to talk about it and he said I don’t know. And said I was pushing him away with the ultimatum feeling. Is that what I’m doing? Even still I deserve what I want in life.