Losing virginity?

Ok I’m 16 and I’m so scared about losing my virginity. Like I’m not planing on doing it at this age and don’t attend on doing it any time soon. But I so scared it hurts. Like I can barely use a tampon it is so sore. So I’m really scared and feel like it’s going to be sore

So could you guys tell me how it’s was, and honest opinion on it?