How much to save before trying to conceive

How did you all afford the extra cost of all the doctors appointments during pregnancy? How much did you save before trying? How did you manage if it was a surprise?

I read online it costs about $20,000 in the us to have a baby, and that’s if everything is normal and healthy.

Is there insurance that is not through a job you can get to help cover it? our current insurance has a high deductible and does not cover pregnancy.

We don’t make a ton, but Im not sure we qualify for aid either.

My husband and I are approaching 30 and don’t want to wait much longer to start trying.

I would love some insight