Stressed out!!

my mom passed away jan 19th, I lost my job jan 28th. My mom’s funeral was on feb 2nd (on my ovulation day). I didn’t want to even think about having sex but I didn’t want to miss my window. Now I’m 11dpo, I don’t have any pregnancy symptoms, and so I’m afraid to take a test. I don’t think I can take another bad news. i know fertilization is just have the part, the other half is implantation. I’m just so scared that, my stress and depression from losing my mom and my job can cause the fertilize egg to not properly implant. What do you think of my chances?