I am honesty SOOOO stupid!! I called all the places that I had medical bills the other day. They all told me I now have a $0.00 balance. I was like OMG that’s amazing!! Stupid me didn’t even think or ask if maybe they had gotten sent to collections. 🤦🏼‍♀️ So now I have to wait until tomorrow to find out if they did or not and at 1 place that was open today to call said I do indeed have a $0.00 balance and was not sent to collections, but I have a $600 bill that insurance hasn’t even processed yet so I may end up with a balance that could be as high as $600!! I just want to punch myself in the face!