Insurance for ivf , iui?

Question

I've read people saying they have insurance that pays for ivf and iui what insurance do you guys have that do cover these ?

Answer

I've read that Starbucks insurance covers quite a bit, so people take part time jobs there.

Answer

My husband’s job covered the 7 IUI’s but not our IVF.

Answer

I think it depends more on your company and what coverage they have. Bc I’ve seen people with Cigna getting IVF covered and I have Cigna and mine wasn’t.

Answer

My husband's insurance covers 40%

Answer

Like what everyone else has said.... it’s the plan your employer selects. We have bcbs horizon direct and ours is covered 100% with just copays. I’ve probably paid about 400$ out of pocket for everything (besides pgs... which is never covered and 6k for us.). 
I live in a mandate state for fertility coverage, which says they have to offer coverage. If you live in a mandate state (google fertility mandate states) visit hr and see what plans they offer and switch during open enrollment. They are usually more expensive.

Answer

My insurance covers it. I am a NYS employee and we are offered 3 plans to choose from. I know 2 cover iui (not sure about the 3rd) and 1 of those also cover ivf

Answer

It’s not the insurance company, it’s the employer. My husband’s employer chooses to cover it. We have anthem.

Answer

Your employer elects what coverage to offer and what to exclude. I work for an insurance company and we cover it based on how the plan sponsor (employer) chooses to cover it. I have the insurance that i work for and our company covers 6 rounds of iui and one full cycle of ivf all meds included. It all depends on the employer.

Insurance for ivf , iui?

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