Nipple and lotions

I been using this

And sometimes baby oil in my stomach and also my breast including my nipples for the reason that everything is dry and itchy.. my husband saw me doing this and told me to stop putting it on my nipples because of the chemicals these products have.. and could affect baby etc...

is this true? I mean i was kinda confused by what he said because im only 14 weeks pregnant and i’m not even making breast milk yet.. i kinda wanted to laugh 🤭 but hey this is my first pregnancy and to be honest i really dont know if this is true or not. So before judging my husband’s comment i wanted to make sure its safe. I tried googling but couldn’t find anything but breastfeeding creams ...

any opinions/comments??