I have horrible student loan debt. I have been paying "income based" for 5 years now. Well I filed late this year. So my monthly payment went from $100 a month to $2,300. 😳

But only for this month. It will go back to income base next month.

I have called several times and the only thing they can do is put this month on forbearance. If I did that for ONE month it will add $43,000 worth of interest onto my loan 🤯🤯🤯🤯

I have to tell my husband tonight that I owe $2,300 this month because I filed late.

Lord help me. He is going to have a heart attack 😩

**UPDATE: my loan is already consolidated 😔