SO letting his fears overtake us ttc.

So recently had my first IUI. After already doing the iui my housemate got transferred to an assisted living home and I now have to pay everything on my own. And my bf is freaking out because i still want to bring a child into the world. He's worried about finances and things going wrong , I'm worried about our ages and my health wanting a child before i end up needing a wheelchair. He doesnt want to do iui for a 2nd time which has me feeling rather depressed.