VA loan

So my husband are in the pre approval process of a VA loan. Our credit is definitely on the lower side but the lender we work with works with people 590 and above , we had the scores pulled 599 610 and 625 they have to average them out though so it ended up being like 611 . She seemed like it’s not a big deal and they will still work with us. I’m wondering how much we will actually get approved for . We had to send our certificate of eligibility for the VA loan which was 36,000 and it said we qualify for 4 times that. So 144,000 which is what everyone who hasn’t had a VA loan pulled says. Does anyone have an idea on what we could get approved for ? We’re looking in Ohio . TIA