Baby loves sleeping on me

Mel

I’m not sure what to do. At night when she wakes up I change her diaper, nurse her and she usually falls back asleep. I then transfer her to her pack and play but sometimes she wakes back up and wants to be held. We just started using the Nested Bean sleep swaddle and that helps her fall asleep fast after feeding but she just loves to fall asleep on my chest and wakes when I transfer her over. During the wee hours of the morning sometimes I fall asleep with her on my chest I’m so tired but I’m afraid something will happen if I let her do that. Advice?