I haven't been on birth control since March due to some hormone imbalances, and bf and I have only been using the "pull out" method. (Yes, we are aware that it is not very effective, but I fall into the "cool either way" category). He usually does a great job, but earlier this month, right around predicted ovulation, he pulled out a little late and it got all over me. I thought I had wiped it all off, but when I went pee after, there was cum on the toilet paper. I am not sure if any got inside and they say it only takes one. We've been together for over three years, have good jobs, and a house. A baby wouldn't actually be that bad of timing. I am 10 dpo today and due for my period in a week with sore nipples, but that is a common pms symptom for me.