Am I still being sensible?

I’m 16 and my boyfriend and I have been dating for two years recently we have been touching each other through our clothes (they are always on). I told him I’m we are too young and I’m not ready to go any further than what we are doing now. I want to make sure I’m on the pill and taking no risks when things do progress.

I feel quite anxious and don’t feel like I have anyone to talk to about this without it getting shamed upon. Do you think I am being stupid or unsafe to continue the way we are now?