Can’t get it in

I’m 19 years old, I’m a virgin, I’ve tried having sex multiple times and it just won’t go in, when i get fingered it goes in easily although I do find it a bit uncomfortable, doesn’t hurt but I just don’t really like it, I just want to know if this is normal because I have a super high sex drive and I enjoy clitoral stimulation but I’m so scared of penetration because it never goes in or feels good, has anyone else experienced this at the start of your sexual experiences?