I recently got news that I got the job I’ve been interviewing for. I’m so excited! I told my boyfriend and we went out to celebrate. We’ve lived together for 1.5 years. And this new job is a 10 minute drive from my parents house, and they would gladly have me back. I threw out the idea to my boyfriend that maybe I should move back for a year to save money, and he immediately thought I was trying to break up. That I was trying to say I didn’t need him anymore. But I thought it’d give me an opportunity to finally save for a home. Especially with him not knowing where he’d be working next year after graduation. It’d be a safe bet for me to move home until we figure things out and house hunt. He could save money too. A few things I didn’t consider before blurting this out over celebratory drinks.

1. With this new job, my pay increase would be his entire annual salary. He makes significantly less than me currently.

2. He has no family in Texas where we live, so I’m his life line essentially. His family is in L.A California, poor, and he helps them.

3. Money is already a strange dynamic in our relationship and he wouldn’t think it’d be right for me to basically put down our down payment alone. He could afford to put maybe $5k towards it where I could afford to put $20k if I go back home.

4. He can afford our life now, but will start paying his student loans next year. I don’t have loans. He doesn’t know if he can live alone and still afford his loans.

5. He feels as if he’s holding me back from living how I want, and honestly I’m the cheapskate. We can stay in a 1 bedroom apartment forever if I only have to pay $600 a month. I can live like I make $35k a year even if I make $100k. That’s just me.

Am I thinking too fiscally, should I have considered some emotional thinking here? I feel like you can’t think emotionally with money. Am I just a cold, calculated, person?