BMI? Should I be worried?

Peachy

Okay this is gonna sound real dumb but heck, sometimes a girl needs validation or a rude awakening. One of the two anyways.

Everytime I compare my weight/height to the BMI charts it tells me I'm obese. The thing is I don't really look obese? I don't feel comfortable including pictures, but I generally only carry much excess weight in my tummy and even the weight there isnt really excessive. I'm 5"6 ish, 220lbs, a size 14-18 depending on brand and a D cup. The only health issues I've had is back pain, and pain from a previous sport injury, nothing cardiovascular or weight related.

So I guess the question is, should i be concerned about it and bring it up with my doctor?