How do you start the conversation ?

Hubby is going through some stuff that’s toxic to my mental health. He was arrested 2 months ago but let out the same night. Now we wait for court that keeps getting pushed back. Now he’s at rush of losing his job which is what keeps a roof over our head and food on the table. I don’t believe in divorce but think that if he can’t take care of himself how can he take care of us? I’m non-confrontational so I don’t know how this conversation should go.