Scared to have sex

So it’s been almost 2 years 1 year & 8 months) since i gave birth to my daughter and i have yet to have sex not that i don’t want to i can’t even if i wanted to since my SO is in jail but it’s just that i have now a big cyst where i tore in my vagina it’s ovb visible looks like a big bubble i also feel like my pelvic floor is seriously weakened i queef a lot for no reason i tired doing kegals i just feel like it’s not working out for me i also can’t hold my pee anymore if i feel the urge to go pee and i don’t go right then and there and i try to hold it i end up peeing myself a little bit. i been told by a friend that i can ask to see a special pelvic floor therapy but i don’t have any health insurance that’s why i didn’t go for my yearly check up after you have a baby should i be worried ?