I am being induced tomorrow evening, January 30th. I'm really trying and hoping to be discharged before the 1st of the year to avoid getting slammed with a 6000 dollar insurance deductible fee.

I'm hoping for a quick labor progression and complicated free delivery so we are able to he released asap.

I've heard some people say that as long as you are discharged before noon on the first, then insurance should cover it where others have said anything after midnight January 1st would be considered a whole new day and would be charged by my insurance company.

I would imagine the latter of the two scenarios is probably most accurate being it's a whole new day of being in the hospital. Although it would be a miracle and amazing if it worked out where I wouldn't have to pay the insurance deductible.

Anyone have any insight on this? Dealt with something similar? Or any advice?