I want a divorce.

How do I tell my husband ?

He cannot keep a job. We have had to move around multiple times due to this. And in the past he has talked to other girls. We currently live my parents and he’s jobless. I am now having to work full time to make up for the lost money while he complains about every job he applies for. I just need some advice and encouragement for the next step. We don’t have anything joint besides a hardly existing bank account so we don’t have to split things up.