Pregnancy test at 14dpo?

I did a trigger shot, then had my <a href="https://glowing.com/glow-fertility-program">IUI</a> two days later. My RE told me to test exactly 14 days after my <a href="https://glowing.com/glow-fertility-program">IUI</a> and she said if it’s negative I should stop taking my progesterone. I’m just curious, if it’s negative does it for sure mean I’m not pregnant? I’ve heard of women getting their positive way past their period date, so how can I be so sure that it’ll be accurate at 14dpIUI?