Is $600 a month good pricing on a family health insurance plan? (Me, spouse, kid)

Question

I work for the state government and my only option for a family plan to insure my 4 year old daughter, myself and my wife is $600 a month - $300 per paycheck. Is this the norm rate? Or should I shop elsewhere?

Answer

That's a good family rate if it covers most things. We pay about that
You wouldn't believe the price of some of these plans

Answer

It's not that simple of an answer unfortunately. It's going to depend on many factors, including but not limited to:
1. Where you live
2. What the insurance covers
3. What your copay is
3. What your deductible is

Answer

My dad’s insurance costs 800. JUST ONE PERSON.

Answer

For our family of 4 insurance comes out to around 1200$/ month so I would say 600 is great

Answer

I work for local county government and it costs me about $208 a month for my husband and myself. Adding 1 dependent child only raises my cost $40 a month. 
$300 a pay is not terrible. If the plan is good that makes all the difference.

Answer

I was going to say that sounds crazy, but from other responses, maybe it’s ok? I pay 100/month for myself and baby. If I added my boyfriend, it would go up to 150/month. Pharma has notoriously good benefits though, so I don’t know what’s actually reasonable or not.

Answer

I’m on state insurance (I work for a state hospital) and I have an amazing policy. My entire pregnancy and delivery is covered. All I owe is $100. So if your states plan is anything like mine then I think $600 is great. I pay 160$ per check/$320 a month for just me and my husband. When the baby is born it will be $280 a check/$560 a month. My husbands insurance was going to be $600+ a check to insure our family. My old job was $300+a check for a family.

Answer

We pay a bit over that just for my husband and I, so I don't think it's too bad for a family plan

Answer

Depends on where you live. I have insurance through my employer and I pay $300 a month for my husband, my toddler and myself. My insurance is amazing and its 80/20. They pay 80% and I pay 20.

Answer

Think it's a little high. We pay about $480 for our family plan with the state government too

Is $600 a month good pricing on a family health insurance plan? (Me, spouse, kid)

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