How to be safe before delivery?

So the hospital I am delivering at is a great rating hospital for babies. But it’s 40 mins away, and 33 by highway. I’m super scared I’ll go into labor before and my water breaks and have to wait 40 mins to even get to the hospital. I was thinking of staying in a hotel near there or something but the timing may never be right for the ‘due date.’ Anyone else ever experience this? Advice? Thank you for the input i’m super scared. I wish they’d let me check in before my water breaks or go in labor. Again, I live in Florida. So I have to take a highway to even get there. Advice please!!