very TMI, not sure what to do!

let me start off by saying i dont have health insurance, so i only go to the doctors when absolutely necessary. so about a year ago i noticed a little bit of blood after each bowel movement (just a drop on the toilet paper after wiping). i wasnt having any pain so after looking it up i decided it was probably just a hemorrhoid or anal fissure so i never saw a doctor about it. the bleeding stopped after a few months so i thought it got better. then a few days ago the bleeding came back much worse. theres still no pain but the amount of blood worries me, and im not sure what to do. also im not sure if it’s worth mentioning but this past year i’ve been getting unexplainable swollen lymph nodes in my groin area, they’re usually tender and last around two weeks at a time. do you think it’s time to go to a doctor or have you experienced anything similar? any advice is greatly appreciated :)