Anyone here have Chime?

So I just opened a Chime account today and got a decently large amount of money sent to me on it (for a car I sold). I linked my bank account to it and tried to transfer the money there but it says I can’t do anything until I activate my Chime debit card which should be here within 7 days. Waiting a week for the $ isnt a huge deal but I would def prefer to have the money in my own account now where I know it’s safe. Is there anyway to bypass this? I know nothing about Chime so really took a gamble by doing this and hoping I don’t get screwed. 😫 Could the person take their money back since it’s just sitting in Chime account?