Am I ready？

So I’m 22 and a virgin which isn’t a problem for me. I just want it to be with a person I trust. But at this moment, I would really like to actually have sex with someone and I usually use my toy at this point but I feel like that’s not gonna cut it this time. Obviously no one will comment on this right away but, I’m thinking of calling this guy I have been talking too and had my eye on? Would this consist of me being ready? Or I should just chill and go to my toy? 😂