This is TMI!!!

I don’t know why I have a lot of discharge and it is usually clear which is fine but just now, I saw some yellow bits (and some dirt) I am a virgin and never done anything with anyone in my life! Why is that? I don’t want to see a gynaecologist because I’m scared and the last time I tried to see a gynaecologist, a doctor in my GP seemed offended cause i asked for a “female doctor”...

Is this normal? What should I do????