Saving money and being on the right path

I’m 26 and just trying to do the best I can. I just started a new job and I’m just stressed.

I have a boyfriend and would love to move in with him at some point soon as we are going to approach our 2nd year together.

I’ve been saving a lot and have almost 12,000 plus an emergency fund but I just want to know if I’m in the right direction. I feel like I’m behind or not going to get anywhere.

I save as much as I can for retirement too. That stresses me out. I have a good amount saved from me personally putting money away and then also for work. I just get so stressed about it all.

Like how do people go through life?