I’m about to lose everything, how can I recover?

Lost my jobs from covid and my new job isn’t enough and I fell so far behind I literally can’t get up to speed. Car is 3 months behind phone is 3 months behind, checking account closed for overdraft, credit cards maxed out, storage unit put up for auction.....medical and tolls unpaid too. Wtf am I going to do I’m going to fucking lose everything what is the point anymore