Which do you prefer using?

Question

Answer

Gift cards. Lol then I know it’s money someone gave me to use and its not my own money 😂😂😂

Answer

Debit card. I try to only use my credit cards for emergencies, or if I make a big purchase so I can just pay on it.

Answer

Debit cards or gift cards. Too lazy to count that stuff out. Lol

Answer

Depends on the purchase. I typically use my debit card but I use my credit cards here and there, for things such as gas and groceries, to keep them active.

Answer

I usually use my debit card, but I will say using your phone (samsung pay, apple pay, google pay, ect) is the most secure and safe way to pay. You cant lose it like cash and unlike cards, it gives a one time token instead of a card number so if the merchant gets compromised the hackers wont actually have your card information. I work at a credit union and our fraud department reccommends using your phone. Its just inconvenient if your phone dies.

Answer

usually credit. i charge most things to my travel card since i get miles for my purchases. i treat my credit cards like a debit card anyways so it's not me spending money i don't have.

Which do you prefer using?

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