Does everyone just pay out-of-pocket for fertility treatment?

Leia • Happily Married 💍 TTC #1 for 3.5 years 🤞🏼

I have govt healthcare (Arizona - AHCCCS - United Healthcare plan) and my OBGYN referred me to this place that looks really fancy and rich inside for <a href="https://glowing.com/glow-fertility-program">fertility treatment</a>. My current OB said I could make an appt with her to talk about going on Clomid but it has to be a seperate appt because it's "billed differently" or something.

I know I should just call and find out if they take my insurance.

But my question is, all of you wonderful ladies who are seeking assisted fertility in all its various forms - are ya'll paying out-of-pocket for this? Or do you have insurance plans that cover it?