SGLI help

Hey all! I just want to keep this short and sweet. So, my husband is a Marine and we have only been married since March of 2020 so about a year and a month. We have an OK marriage. It’s gotten better due to us utilizing couples counseling. Here’s the problem: he and his mother are very close so we’ve had some issues with her sticking her nose where is doesn’t belong. (Because of him going back and telling her things). When we got married i wasn’t really thinking about benefits and security, I was just really excited to be with him. Now that we have 4 children (2 biologically his), I’ve been thinking about the future. 1 day I decided to ask if something were to happen to him, who does he have down as his beneficiary. And he told me he never removed his mom and when we got married i automatically became one too. I said ok and left the conversation at that. But honestly it’s been realllly bothering me. Now I’m no genius but nobody automatically just becomes a beneficiary because they are a spouse. I would think you would have to assign a person. But then again I’m new to the military life so that might be a thing. I feel as tho, since I am his wife, I should be the primary beneficiary if not the only one. I understand they have a very close knit relationship and if something were to happen to him I’m sure he would want his mother to be taken care of as well. I get it, I do. I feel that he should remove her and maybe she can take her own policy out on him. He’s young and pretty health, so the payments wouldn’t be too much. How do I bring up this conversation without him feeling like I I’m trying to pick a fight or get him to “turn away from his mother”, or trying to do something to him I can collect (if you know what I mean). All I’m trying to do is make sure that the kids are taken care of and

make sure that the mortgage and bill would be take care of as well. I’m not able to work so I rely on him. I just don’t think it’s fair that I have to take his word for things and I don’t have to sign for anything. I have not seen any paperwork that shows proof of me being a beneficiary. I know once I bring this up he’s going to be extremely offended because his mother and I don’t have the best relationship AT ALL. Am I wrong? Am I taking it too far? What should I do? He’s away at recruiting school for the next 7 weeks so this conversation is going to be either over the phone or via text message. How should I start it? This conversation desperately needs to happen