I regret having kids

I have two kids and am shit broke. I feel dumb for having kids before I have a career. I had my first at 19 and my second at 21. I am stressed out to the max everyday it’s basically just me taking care of the babies all the time because their dad works long hours. And no we don’t have any money he hasn’t been paid yet. I feel like I should’ve waited until I had a stable job first. Honestly I’m finding out that I’m the type of person that doesn’t want kids and wants to be free willed to do whatever they want. I’m still young 22 and I want to live my life not be held down by having kids