Don't know what to do anymore.
I love my husband. I do. I've been with him for 14, going on 15 years now. We met our freshman year of highschool and have been together ever since.
I'm just getting to the point I don't know what to do anymore. He's never been unfaithful. He loves me and loves our son. But he is awful with finances. No matter what I do, he cannot control his money spending. I try getting him to pack lunches everyday for work and I buy him the things to do it. He says he will and takes it once and not again. I used to make his lunches but stopped when we had our son because I'm the one who gets up and gets our son ready and to daycare everyday. And I could do it at night, but quite honestly it's not fair for him to rely on me to do it. I did it for over a year. Everyday. But if I don't do it, he won't take it. He spends a ton at the gas station everyday and was constantly overdrafting our account. Not only that, he was spending well over $150+ on weed every week. Finally I said you're getting your own account and $200 a week for gas, food, etc. He agreed.
Well ever since he got his own account he still overdrafts almost every single day. It comes out of our savings every time he overdrafts. I will put my money from my check in savings, just for him to overdraft immediately. I'm getting to the point I don't even want to put money in there but if I don't, we'll get overdraft fees.
I am the planner and saver of the relationship. Before we got married he had credit cards in collections and his student loans in default. I got him on payment plans. I got all our CCs paid off. I had $5k saved up. It's all gone. He claims he doesn't know "how" to save because nobody ever taught him. Which is BS. He's almost 30 and he isn't stupid. I coupon, I use Ibotta and fetch to try and get us money and save money. I have done instacart on the side to try and make money. I make more money than he does, and I work from home so I basically never spend money. When i didn't work from home I packed my lunch every single day. Why is it fair that I have to take on odd jobs and spend my free time making extra money that he spends while also working full time and making more than him?
I've tried making a budget spreadsheet. I write our bills out on a whiteboard every week. Set all his bills up for auto pay. There is absolutely no reason someone should blow through $200 every couple of days when it's literally spending money. Our bills come out of our main acct.
I'm just sick of being the only responsible one and it's really, REALLY affecting our relationship. I've even sold my own items to try and get money in our account. Everytime I bring it up hes like "I give up." Even his own mother told him he's 30 and he has no money to his name and needs to figure it out. I feel like nothing will ever change. He tells me he wants to and he tells me he wants to save money and comes up with a plan but goes right back to his old ways. Just need to vent.
Achieve your health goals from period to parenting.