Give a break to TTC and start again

D

Hiii

My husband and I are planning to conceive since 3 months but now we have a couple of other things which need our attention and hence we thought we should stop for a while and start again next year in February

Will that hinder my chances?

Should I continue planning and go on with my other plans or stop and start again cuz that might hinder our other plans which involves some money?