Painful Sex!! ✴️

Context - My hubby and I have been married for three years. We are 23 and 24.

Reality is, our sex life sucks. It has been an ongoing battle for three years, with ups and downs, highs and lows but mainly downs and lows. Most of the problems seem to lie with me. The most significant problem being painful intercourse. I would be describe it as a burning sensation - like rubbing two sticks together to start a fire. We have tried extensive foreplay, medications and doctors visits, changing different kinds of lubrication and even kegel/pelvic exercises. Nothing seems to work. Because I have had so many negative, painful experiences, I don’t even want to try, resulting in an almost non-existent sexual desire. Any recommendations for alleviating pain? We want to start a family soon but in order to do that, need to even start having sex first!!