Possible skin cancer?

El

I’ve had this spot on me for years, but over the past few months it’s been occasionally a little irritated/itchy and I’ll sometimes pick at it because of that. It’s grown a little bit, and it’s slightly raised from the skin. It’s a little smaller than a pencil eraser

I’m just worried because my great grandma had really bad skin cancer.

I do plan on getting it checked out as soon as a find a place that accepts my insurance! Im just somewhat panicking over it. Im only 21, but I’ve gotten lots of sun burns, and I used to tan a lot when I was 18-19 in tanning beds before I realized how dangerous it is to do. I’d go tanning constantly outdoors and indoors 😣.

Any advice would be greatly appreciated, the spot is on my way upper thigh/butt area.